Personal Health Insurance
Your health is priceless. Get comprehensive medical coverage with access to top hospitals across Asia — without the financial worry.
8,000+
Members Insured
2,000+
Partner Hospitals
3 days
Avg. Claim Time
97%
Satisfaction Rate
Why Choose WECARE?
Medical costs in Asia are rising 8-12% annually. Without proper coverage, a single hospitalization can wipe out years of savings. WECARE connects you with the best health insurance plans from leading insurers — so you get world-class care at prices you can afford.
- Inpatient, outpatient, dental & vision in one plan
- No medical exam required for most plans under age 55
- Coverage across 2,000+ hospitals in Cambodia & Southeast Asia
- Direct billing — no upfront payment at partner hospitals
- Pre-existing condition coverage after waiting periods
- Annual & lifetime limits up to $1,000,000+
What's Covered
Comprehensive coverage options tailored to your needs.
Hospitalization
Hospital room & board, ICU, surgery, anesthesia, prescribed medications, and specialist fees during admission.
Outpatient Treatment
Doctor consultations, diagnostic tests, lab work, X-rays, and prescribed medications for outpatient visits.
Emergency Care
Emergency room treatment, ambulance services, and emergency evacuation to the nearest adequate facility.
Maternity Coverage
Prenatal visits, delivery, postnatal care, and complications coverage with optional newborn protection.
Dental & Vision
Routine dental checkups, fillings, extractions, annual eye exams, and prescription eyewear allowance.
Wellness & Prevention
Annual health screenings, vaccinations, and chronic disease management programs to keep you healthy.
Frequently Asked Questions
Can I keep my current doctor?
Our plans include extensive provider networks. If your doctor isn't in-network, we can often arrange out-of-network coverage at a slightly higher co-pay.
Is there a waiting period for pre-existing conditions?
Most plans have a 12-month waiting period for declared pre-existing conditions. Some premium plans offer reduced or waived waiting periods.
What happens if I need treatment abroad?
Many of our plans include international coverage. For plans focused on Cambodia, we can add regional or worldwide extensions.
How do I file a claim?
At partner hospitals, simply show your insurance card for direct billing. For reimbursement claims, submit receipts through our app or email — most claims are settled within 3 business days.
Ready to Get Protected?
Get a personalized quote in minutes. Our experts are ready to help you find the perfect coverage.