Liability Insurance
Shield your business from lawsuits, regulatory fines, and third-party claims. Professional & general liability tailored for Asia-Pacific operations.
500+
Policies Placed
30+
Industries Served
18%
Avg. Premium Savings
24/7
Claims Support
Why Choose WECARE?
In today's litigious environment, a single claim can cripple an unprotected business. WECARE structures liability programs that defend your balance sheet against professional errors, bodily injury claims, product defects, and regulatory actions — across every jurisdiction you operate in.
- Professional Indemnity for consultants, IT firms & service providers
- General Liability covering premises, operations & completed work
- Directors & Officers (D&O) liability for board members
- Product Liability for manufacturers & distributors
- Employment Practices Liability (EPLI) for HR disputes
- Multi-jurisdiction coverage across ASEAN, ANZ & beyond
What's Covered
Comprehensive coverage options tailored to your needs.
Professional Indemnity
Coverage for negligent acts, errors, or omissions in professional services that cause client financial loss.
General Liability
Third-party bodily injury and property damage arising from your business operations or premises.
Directors & Officers
Personal liability protection for company directors and officers against management decisions and regulatory actions.
Product Liability
Claims arising from defective products that cause injury or damage to third parties — essential for manufacturers.
Employers' Liability
Employee injury claims beyond workers' compensation, including workplace harassment and wrongful termination.
Contractual Liability
Coverage for liabilities assumed under contract, ensuring your agreements don't expose you to uninsured risk.
Frequently Asked Questions
What's the difference between general and professional liability?
General liability covers bodily injury and property damage from your operations. Professional liability (E&O) covers financial losses caused by your professional advice or services.
Do I need D&O insurance if my company is small?
Yes. Directors of companies of any size can be personally sued by shareholders, creditors, employees, or regulators. D&O protects their personal assets.
Can I bundle multiple liability coverages?
Absolutely. We often structure combined Business Owner Packages (BOP) that bundle general liability, property, and professional indemnity at a significant discount.
How are liability premiums calculated?
Premiums depend on revenue, industry, claims history, number of employees, and coverage limits. We benchmark across multiple insurers to find the best rate.
Ready to Get Protected?
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