Property Insurance
Safeguard your buildings, equipment, inventory, and business income against fire, flood, theft, and natural catastrophes across Asia.
$2B+
Assets Insured
800+
Properties Covered
99%
Claims Settled
4hrs
Avg. Response Time
Why Choose WECARE?
From a single office to a multi-site industrial complex, WECARE arranges property programs that keep your operations running after any loss. We leverage our relationships with global insurers to negotiate broad coverage, competitive rates, and fast claims settlement — so your recovery starts on day one.
- All-risks property cover including fire, flood & earthquake
- Business Interruption to replace lost income during repairs
- Machinery Breakdown for critical manufacturing equipment
- Electronic Equipment coverage for IT infrastructure
- Terrorism & political violence extensions available
- Loss adjusting support and rapid claims settlement
What's Covered
Comprehensive coverage options tailored to your needs.
Fire & Allied Perils
Protection against fire, lightning, explosion, storm, and impact damage to buildings, contents, and stock.
Business Interruption
Covers lost revenue, ongoing expenses, and additional costs while your premises are being repaired or rebuilt.
Machinery Breakdown
Sudden and unforeseen mechanical or electrical failure of production machinery, HVAC, and generators.
Flood & Natural Catastrophe
Coverage for flood, earthquake, typhoon, and landslide damage — critical for Southeast Asian operations.
Theft & Burglary
Loss of stock, equipment, and cash from forced or violent entry to your premises.
Plate Glass
Replacement of fixed glass panels, shopfronts, and internal partitions from accidental or malicious damage.
Frequently Asked Questions
Is flood and earthquake coverage included?
These are typically added as extensions. Given the exposure in Southeast Asia, we strongly recommend them and can negotiate competitive sub-limits.
How is the sum insured determined?
We recommend insuring at full reinstatement value — the cost to rebuild or replace as new. Under-insurance can result in reduced claim payouts.
What is Business Interruption insurance?
BI replaces your lost gross profit during the indemnity period (usually 12-24 months) while your premises are being repaired after an insured event.
Can I insure multiple locations under one policy?
Yes. We regularly arrange blanket property programs covering all locations under a single policy with schedule of assets per site.
Ready to Get Protected?
Get a personalized quote in minutes. Our experts are ready to help you find the perfect coverage.