Credit & Political Risk Insurance
Trade with confidence. Protect your receivables, loans, and investments against buyer default, insolvency, and political upheaval.
Why Choose WECARE?
Whether you extend trade credit, finance infrastructure, or invest in frontier markets, unpaid receivables and political events can erode returns overnight. WECARE places trade credit, political risk, and bond insurance with Lloyd's and multilateral insurers, securing your cash flow and your balance sheet.
- Domestic and export trade credit insurance
- Political risk and contract frustration cover
- Comprehensive and named-buyer policy options
- Bid, performance, and customs bonds
- Supplier default protection
- Cash flow stabilization for SMEs and corporates
What's Covered
Comprehensive coverage options tailored to your needs.
Trade Credit Insurance
Non-payment of commercial receivables due to buyer insolvency, protracted default, or political events.
Political Risk Insurance
Expropriation, currency inconvertibility, political violence, and government breach of contract.
Contract Frustration
Non-payment by a sovereign or corporate counterparty under a contract due to political causes.
Surety Bonds
Bid, performance, advance payment, and customs bonds issued to support contracts and tenders.
Supplier Default Cover
Financial loss when a critical supplier fails to deliver agreed goods or services.
Export Credit
Short and medium-term export receivable protection with indemnity up to 95%.
Frequently Asked Questions
What indemnity does credit insurance pay?
Most policies indemnify 80 to 95% of the insured receivable. We negotiate the highest indemnity based on your buyer spread.
Does it cover political events?
Yes. Political risk cover responds to expropriation, war, currency inconvertibility, and government breach of contract.
Can I insure a single buyer?
Yes. Named-buyer and single-shipment policies are available for one-off transactions.
How are claims paid?
After the waiting period, claims are settled according to the insurer's terms once all required documentation is received.
Ready to Get Protected?
Get a personalized quote in minutes. Our experts are ready to help you find the perfect coverage.