Construction & Engineering Insurance
Protect your projects, contractors, and equipment from groundbreaking to handover. Specialist cover for Cambodia's booming build sector.
Why Choose WECARE?
From high-rises in Phnom Penh to infrastructure across the Mekong, construction carries risk at every stage. WECARE structures Contractor's All Risks, erection, and delay programs with leading engineering underwriters, covering site damage, third-party injury, and equipment breakdown so your project stays on schedule and on budget.
- Contractor's All Risks (CAR) and Erection All Risks (EAR) cover
- Third-party liability for site operations and neighbours
- Plant, machinery, and construction equipment breakdown
- Delay in Start-Up (DSU) and advance loss of profits
- Cross-border projects across ASEAN covered
- Site risk survey and claims adjustment support
What's Covered
Comprehensive coverage options tailored to your needs.
Contractor's All Risks
Physical loss or damage to works, materials, and temporary structures during construction.
Third-Party Liability
Bodily injury or property damage to neighbours and the public caused by site operations.
Plant & Equipment
Sudden breakdown of cranes, excavators, and hired-in plant on and off site.
Advance Loss of Profits / DSU
Revenue lost when an insured event delays project completion and revenue start.
Engineering Professional Indemnity
Design errors, specification defects, and negligent supervision claims.
Workers' Compensation
Mandatory cover for site employees injured during construction works.
Frequently Asked Questions
Is Contractor's All Risks mandatory?
Lenders and principals usually require CAR before site mobilization. We arrange compliant programs tailored to contract conditions.
What is DSU cover?
Delay in Start-Up reimburses the revenue lost when an insured event delays the project's handover. It is critical for income-generating developments.
Are existing structures covered?
Yes, with an existing-structure endorsement. We extend cover to adjacent buildings affected by your works.
Do you cover hired-in plant?
Yes. Hired-in plant cover reimburses the rental charges for equipment lost or damaged on site.
Ready to Get Protected?
Get a personalized quote in minutes. Our experts are ready to help you find the perfect coverage.