Fine Art & Collectibles Insurance
Museum-grade protection for private collections, galleries, and exhibitions. Worldwide, all-risk, and discreet.
Why Choose WECARE?
Fine art and collectibles demand specialist underwriting and a global network of adjusters and conservators. WECARE places all-risk, worldwide cover for private collectors, galleries, museums, and dealers, including transit, exhibition, and restoration, with agreed-value settlements and rapid claims handling.
- Agreed-value settlements, no depreciation disputes
- Worldwide all-risk coverage including transit
- Exhibition and art fair coverage
- Conservation and restoration cost cover
- Pairs, sets, and depreciation protection
- Discreet placement with specialist fine art insurers
What's Covered
Comprehensive coverage options tailored to your needs.
All-Risk Physical Damage
Loss or damage to artworks from any sudden, unforeseen event, including fire, water, and impact.
Transit and Exhibition
Worldwide cover while artworks are in transit, at exhibitions, and at art fairs.
Pairs and Sets
Cover for the loss in value of a pair or set when one item is damaged.
Conservation and Restoration
Cost of expert restoration following damage, with conservator-of-record support.
Agreed Value
Pre-agreed valuation ensures fast, dispute-free settlement on total loss.
Title and Fraud
Optional defense against defective title, forgery, and authenticity disputes.
Frequently Asked Questions
What is agreed-value cover?
The insurer and you agree the artwork's value at inception. On total loss, you receive that amount, with no depreciation argument.
Does it cover transit to art fairs?
Yes. Worldwide transit and exhibition cover, including Art Basel, Frieze, and regional fairs.
Can I insure a single piece?
Yes. Single-item policies are available for high-value artworks and collectibles.
Are restored works covered?
Yes. Restoration costs following an insured event are covered, using your chosen conservator where possible.
Ready to Get Protected?
Get a personalized quote in minutes. Our experts are ready to help you find the perfect coverage.